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瀛曟湡鍙?互鍋氱簿娌箂paEcqfP7

来源: 南方日报网络版     时间:2020年04月06日 19:43

关于瀛曟湡鍙?互鍋氱簿娌箂pa最新相关内容:瀛曟湡鍙?互鍋氱簿娌箂pa

《证券日报》记者梳理发现,社保基金最新持有的141只个股中,去年实现净利润同比增长的有102家,占比超七成。

近年来,此类投诉处理引发的行政复议、行政诉讼案件成倍增长,占用了大量监管资源。

中国名家小说推荐

社保基金在去年年底的持股框架已逐渐清晰。

瀛曟湡鍙?互鍋氱簿娌箂pa

  不过,有专家指出,实施“双录”措施等可回溯制度,还需要细化相关配套政策。 比如,对违规营销员如何处理,是否应建立“黑名单”制度?为防止营销员乱解释,保险合同语言是否应该通俗化?对那些非标准化“推销”的违规程度,该如何分级?这些问题需要充分考虑,进一步完善相关细则,让好制度落地有声。 (记者曲哲涵)。

【<】【p】【>】【 】【 】【 】【 】【目】【前】【来】【看】【,】【社】【保】【基】【金】【在】【A】【股】【市】【场】【的】【布】【局】【再】【次】【扩】【大】【:】【去】【年】【年】【底】【,】【社】【保】【基】【金】【对】【上】【述】【1】【4】【1】【只】【个】【股】【的】【总】【持】【股】【市】【值】【为】【亿】【元】【,】【较】【去】【年】【三】【季】【度】【末】【的】【亿】【元】【大】【增】【%】【;】【社】【保】【基】【金】【在】【去】【年】【四】【季】【度】【期】【间】【新】【进】【4】【1】【只】【个】【股】【、】【增】【持】【4】【2】【只】【个】【股】【、】【减】【持】【4】【3】【只】【个】【股】【,】【对】【另】【外】【1】【5】【只】【个】【股】【持】【有】【数】【量】【与】【上】【一】【个】【季】【度】【末】【持】【平】【。】【 】【 】【 】【 】【具】【体】【来】【看】【,】【社】【保】【基】【金】【在】【去】【年】【四】【季】【度】【期】【间】【斥】【资】【最】【多】【买】【入】【的】【个】【股】【是】【紫】【金】【矿】【业】【。】【 】【 】【 】【 】【《】【证】【券】【日】【报】【》】【记】【者】【注】【意】【到】【,】【紫】【金】【矿】【业】【去】【年】【三】【季】【报】【披】【露】【的】【机】【构】【投】【资】【者】【名】【单】【中】【还】【尚】【未】【有】【任】【何】【社】【保】【基】【金】【组】【合】【,】【到】【去】【年】【年】【底】【,】【社】【保】【基】【金】【1】【0】【8】【组】【合】【以】【亿】【股】【的】【持】【股】【数】【量】【一】【举】【成】【为】【其】【第】【8】【大】【流】【通】【股】【股】【东】【,】【持】【股】【市】【值】【达】【到】【亿】【元】【。】【 】【 】【 】【 】【除】【此】【之】【外】【,】【社】【保】【基】【金】【还】【耗】【资】【亿】【元】【大】【举】【买】【入】【了】【平】【安】【银】【行】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【《】【证】【券】【日】【报】【》】【记】【者】【梳】【理】【发】【现】【,】【社】【保】【基】【金】【最】【新】【持】【有】【的】【1】【4】【1】【只】【个】【股】【中】【,】【去】【年】【实】【现】【净】【利】【润】【同】【比】【增】【长】【的】【有】【1】【0】【2】【家】【,】【占】【比】【超】【七】【成】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【“】【双】【录】【”】【看】【似】【繁】【琐】【,】【却】【是】【一】【项】【多】【赢】【之】【举】【。】【 】【 】【 】【 】【 】【 】【保】【监】【会】【有】【关】【负】【责】【人】【表】【示】【,】【在】【监】【管】【实】【践】【中】【,】【由】【于】【涉】【嫌】【销】【售】【欺】【骗】【误】【导】【的】【保】【险】【消】【费】【投】【诉】【大】【多】【缺】【乏】【客】【观】【证】【据】【,】【导】【致】【此】【类】【投】【诉】【往】【往】【陷】【入】【消】【费】【者】【“】【说】【不】【清】【”】【、】【保】【险】【机】【构】【“】【辩】【不】【清】【”】【、】【监】【管】【部】【门】【“】【查】【不】【清】【”】【的】【尴】【尬】【境】【地】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【目】【前】【来】【看】【,】【社】【保】【基】【金】【在】【A】【股】【市】【场】【的】【布】【局】【再】【次】【扩】【大】【:】【去】【年】【年】【底】【,】【社】【保】【基】【金】【对】【上】【述】【1】【4】【1】【只】【个】【股】【的】【总】【持】【股】【市】【值】【为】【亿】【元】【,】【较】【去】【年】【三】【季】【度】【末】【的】【亿】【元】【大】【增】【%】【;】【社】【保】【基】【金】【在】【去】【年】【四】【季】【度】【期】【间】【新】【进】【4】【1】【只】【个】【股】【、】【增】【持】【4】【2】【只】【个】【股】【、】【减】【持】【4】【3】【只】【个】【股】【,】【对】【另】【外】【1】【5】【只】【个】【股】【持】【有】【数】【量】【与】【上】【一】【个】【季】【度】【末】【持】【平】【。】【 】【 】【 】【 】【具】【体】【来】【看】【,】【社】【保】【基】【金】【在】【去】【年】【四】【季】【度】【期】【间】【斥】【资】【最】【多】【买】【入】【的】【个】【股】【是】【紫】【金】【矿】【业】【。】【 】【 】【 】【 】【《】【证】【券】【日】【报】【》】【记】【者】【注】【意】【到】【,】【紫】【金】【矿】【业】【去】【年】【三】【季】【报】【披】【露】【的】【机】【构】【投】【资】【者】【名】【单】【中】【还】【尚】【未】【有】【任】【何】【社】【保】【基】【金】【组】【合】【,】【到】【去】【年】【年】【底】【,】【社】【保】【基】【金】【1】【0】【8】【组】【合】【以】【亿】【股】【的】【持】【股】【数】【量】【一】【举】【成】【为】【其】【第】【8】【大】【流】【通】【股】【股】【东】【,】【持】【股】【市】【值】【达】【到】【亿】【元】【。】【 】【 】【 】【 】【除】【此】【之】【外】【,】【社】【保】【基】【金】【还】【耗】【资】【亿】【元】【大】【举】【买】【入】【了】【平】【安】【银】【行】【。】【<】【/】【p】【>】

瀛曟湡鍙?互鍋氱簿娌箂pa

社保基金在去年年底的持股框架已逐渐清晰。

【<】【p】【>】【 】【 】【 】【 】【近】【年】【来】【,】【此】【类】【投】【诉】【处】【理】【引】【发】【的】【行】【政】【复】【议】【、】【行】【政】【诉】【讼】【案】【件】【成】【倍】【增】【长】【,】【占】【用】【了】【大】【量】【监】【管】【资】【源】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【近】【年】【来】【,】【此】【类】【投】【诉】【处】【理】【引】【发】【的】【行】【政】【复】【议】【、】【行】【政】【诉】【讼】【案】【件】【成】【倍】【增】【长】【,】【占】【用】【了】【大】【量】【监】【管】【资】【源】【。】【<】【/】【p】【>】

【<】【p】【>】【 】【 】【 】【 】【近】【年】【来】【,】【此】【类】【投】【诉】【处】【理】【引】【发】【的】【行】【政】【复】【议】【、】【行】【政】【诉】【讼】【案】【件】【成】【倍】【增】【长】【,】【占】【用】【了】【大】【量】【监】【管】【资】【源】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【《】【办】【法】【》】【自】【今】【年】【1】【1】【月】【起】【正】【式】【实】【施】【。】【 】【 】【 】【 】【 】【 】【“】【特】【殊】【”】【险】【种】【,】【必】【须】【“】【双】【录】【”】【 】【 】【根】【据】【《】【办】【法】【》】【,】【有】【两】【种】【情】【形】【必】【须】【“】【双】【录】【”】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【目】【前】【来】【看】【,】【社】【保】【基】【金】【在】【A】【股】【市】【场】【的】【布】【局】【再】【次】【扩】【大】【:】【去】【年】【年】【底】【,】【社】【保】【基】【金】【对】【上】【述】【1】【4】【1】【只】【个】【股】【的】【总】【持】【股】【市】【值】【为】【亿】【元】【,】【较】【去】【年】【三】【季】【度】【末】【的】【亿】【元】【大】【增】【%】【;】【社】【保】【基】【金】【在】【去】【年】【四】【季】【度】【期】【间】【新】【进】【4】【1】【只】【个】【股】【、】【增】【持】【4】【2】【只】【个】【股】【、】【减】【持】【4】【3】【只】【个】【股】【,】【对】【另】【外】【1】【5】【只】【个】【股】【持】【有】【数】【量】【与】【上】【一】【个】【季】【度】【末】【持】【平】【。】【 】【 】【 】【 】【具】【体】【来】【看】【,】【社】【保】【基】【金】【在】【去】【年】【四】【季】【度】【期】【间】【斥】【资】【最】【多】【买】【入】【的】【个】【股】【是】【紫】【金】【矿】【业】【。】【 】【 】【 】【 】【《】【证】【券】【日】【报】【》】【记】【者】【注】【意】【到】【,】【紫】【金】【矿】【业】【去】【年】【三】【季】【报】【披】【露】【的】【机】【构】【投】【资】【者】【名】【单】【中】【还】【尚】【未】【有】【任】【何】【社】【保】【基】【金】【组】【合】【,】【到】【去】【年】【年】【底】【,】【社】【保】【基】【金】【1】【0】【8】【组】【合】【以】【亿】【股】【的】【持】【股】【数】【量】【一】【举】【成】【为】【其】【第】【8】【大】【流】【通】【股】【股】【东】【,】【持】【股】【市】【值】【达】【到】【亿】【元】【。】【 】【 】【 】【 】【除】【此】【之】【外】【,】【社】【保】【基】【金】【还】【耗】【资】【亿】【元】【大】【举】【买】【入】【了】【平】【安】【银】【行】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【对】【长】【期】【投】【资】【的】【持】【续】【坚】【守】【,】【也】【让】【规】【模】【庞】【大】【的】【社】【保】【基】【金】【在】【近】【年】【来】【稳】【定】【获】【利】【。】【 】【 】【 】【 】【全】【国】【社】【会】【保】【障】【基】【金】【理】【事】【会】【副】【理】【事】【长】【陈】【文】【辉】【此】【前】【表】【示】【,】【初】【步】【核】【算】【,】【2】【0】【1】【9】【年】【全】【年】【全】【国】【社】【保】【基】【金】【投】【资】【收】【益】【额】【超】【过】【3】【0】【0】【0】【亿】【元】【,】【投】【资】【收】【益】【率】【约】【%】【;】【截】【至】【2】【0】【1】【9】【年】【末】【,】【全】【国】【社】【保】【基】【金】【资】【产】【总】【额】【万】【亿】【元】【,】【累】【计】【投】【资】【收】【益】【额】【万】【亿】【元】【,】【年】【均】【收】【益】【率】【达】【到】【%】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【 】【 】【另】【一】【种】【“】【双】【录】【”】【情】【形】【则】【是】【,】【保】【险】【兼】【业】【代】【理】【机】【构】【(】【主】【要】【为】【银】【行】【)】【,】【销】【售】【保】【险】【期】【间】【超】【过】【一】【年】【的】【人】【身】【保】【险】【产】【品】【,】【包】【括】【利】【用】【营】【业】【场】【所】【内】【自】【助】【终】【端】【等】【设】【备】【进】【行】【销】【售】【的】【,】【需】【要】【进】【行】【双】【录】【。】【 】【 】【 】【 】【银】【邮】【渠】【道】【一】【般】【是】【销】【售】【误】【导】【的】【高】【发】【渠】【道】【,】【存】【单】【变】【保】【单】【事】【件】【屡】【有】【发】【生】【,】【甚】【至】【在】【一】【些】【地】【区】【还】【曾】【引】【发】【群】【体】【性】【事】【件】【。】【 】【 】【 】【 】【 】【 】【“】【双】【录】【”】【具】【体】【的】【过】【程】【是】【怎】【样】【的】【 】【 】【首】【先】【,】【销】【售】【人】【员】【需】【要】【向】【消】【费】【者】【出】【示】【有】【效】【身】【份】【证】【明】【,】【然】【后】【要】【提】【供】【纸】【质】【版】【投】【保】【提】【示】【书】【、】【产】【品】【条】【款】【和】【免】【除】【保】【险】【人】【责】【任】【条】【款】【。】【 】【 】【 】【 】【 】【 】【接】【下】【来】【保】【险】【营】【销】【正】【式】【开】【始】【。】【 】【 】【 】【 】【销】【售】【人】【员】【需】【要】【明】【确】【告】【知】【消】【费】【者】【所】【售】【卖】【为】【保】【险】【产】【品】【,】【并】【主】【动】【说】【明】【保】【险】【公】【司】【名】【称】【、】【保】【障】【内】【容】【、】【一】【次】【还】【是】【多】【次】【缴】【费】【、】【交】【多】【少】【钱】【、】【缴】【费】【多】【长】【时】【间】【、】【保】【障】【多】【久】【,】【尤】【其】【是】【犹】【豫】【期】【后】【退】【保】【亏】【损】【多】【大】【等】【。】【 】【 】【 】【 】【这】【是】【避】【免】【销】【售】【人】【员】【为】【了】【提】【高】【销】【售】【业】【绩】【或】【从】【第】【三】【方】【渠】【道】【拿】【“】【提】【成】【”】【,】【以】【其】【他】【金】【融】【产】【品】【的】【名】【义】【宣】【传】【销】【售】【保】【险】【产】【品】【。】【 】【 】【 】【 】【 】【 】【专】【家】【提】【醒】【,】【消】【费】【者】【投】【保】【投】【连】【险】【、】【分】【红】【险】【、】【万】【能】【险】【等】【含】【有】【收】【益】【的】【产】【品】【,】【要】【特】【别】【留】【意】【销】【售】【人】【员】【对】【利】【益】【不】【确】【定】【性】【的】【说】【明】【,】【最】【低】【保】【证】【利】【率】【之】【上】【的】【利】【益】【承】【诺】【无】【效】【,】【消】【费】【者】【需】【要】【抄】【录】【投】【保】【单】【风】【险】【提】【示】【,】【抄】【录】【画】【面】【和】【销】【售】【人】【员】【出】【示】【产】【品】【说】【明】【书】【的】【画】【面】【均】【需】【被】【录】【制】【。】【 】【 】【 】【 】【 】【 】【看】【似】【“】【笨】【招】【”】【但】【管】【用】【,】【细】【则】【仍】【需】【完】【善】【 】【 】【这】【些】【年】【,】【保】【监】【会】【接】【连】【出】【台】【很】【多】【整】【治】【措】【施】【,】【比】【如】【叫】【停】【电】【话】【营】【销】【、】【禁】【止】【保】【险】【营】【销】【员】【驻】【银】【行】【网】【点】【销】【售】【等】【,】【但】【营】【销】【误】【导】【始】【终】【难】【以】【禁】【绝】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【净】【利】【润】【增】【幅】【最】【高】【的】【是】【中】【海】【油】【服】【,】【去】【年】【净】【利】【润】【同】【比】【大】【增】【%】【;】【此】【外】【,】【社】【保】【基】【金】【重】【仓】【持】【有】【的】【中】【国】【人】【寿】【、】【北】【京】【君】【正】【,】【去】【年】【净】【利】【润】【也】【分】【别】【增】【长】【%】【、】【%】【。】【<】【/】【p】【>】

【<】【p】【>】【 】【 】【 】【 】【净】【利】【润】【增】【幅】【最】【高】【的】【是】【中】【海】【油】【服】【,】【去】【年】【净】【利】【润】【同】【比】【大】【增】【%】【;】【此】【外】【,】【社】【保】【基】【金】【重】【仓】【持】【有】【的】【中】【国】【人】【寿】【、】【北】【京】【君】【正】【,】【去】【年】【净】【利】【润】【也】【分】【别】【增】【长】【%】【、】【%】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【建】【立】【保】【险】【销】【售】【行】【为】【可】【回】【溯】【制】【度】【,】【将】【大】【幅】【提】【高】【保】【险】【监】【管】【部】【门】【投】【诉】【处】【理】【效】【能】【,】【提】【高】【消】【费】【者】【保】【护】【工】【作】【水】【平】【。】【 】【 】【 】【 】【 】【 】【“】【这】【是】【实】【打】【实】【的】【金】【融】【安】【全】【教】【育】【,】【录】【音】【录】【像】【过】【程】【对】【保】【险】【消】【费】【者】【的】【再】【次】【风】【险】【提】【示】【,】【有】【利】【于】【培】【养】【消】【费】【者】【谨】【慎】【交】【易】【的】【习】【惯】【。】【 】【 】【 】【 】【”】【业】【内】【人】【士】【指】【出】【,】【目】【前】【金】【融】【创】【新】【加】【速】【,】【对】【很】【多】【新】【型】【金】【融】【产】【品】【消】【费】【者】【闻】【所】【未】【闻】【,】【对】【金】【融】【诈】【骗】【防】【不】【胜】【防】【,】【应】【该】【将】【“】【双】【录】【”】【在】【金】【融】【业】【推】【广】【开】【来】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【 】【 】【另】【一】【种】【“】【双】【录】【”】【情】【形】【则】【是】【,】【保】【险】【兼】【业】【代】【理】【机】【构】【(】【主】【要】【为】【银】【行】【)】【,】【销】【售】【保】【险】【期】【间】【超】【过】【一】【年】【的】【人】【身】【保】【险】【产】【品】【,】【包】【括】【利】【用】【营】【业】【场】【所】【内】【自】【助】【终】【端】【等】【设】【备】【进】【行】【销】【售】【的】【,】【需】【要】【进】【行】【双】【录】【。】【 】【 】【 】【 】【银】【邮】【渠】【道】【一】【般】【是】【销】【售】【误】【导】【的】【高】【发】【渠】【道】【,】【存】【单】【变】【保】【单】【事】【件】【屡】【有】【发】【生】【,】【甚】【至】【在】【一】【些】【地】【区】【还】【曾】【引】【发】【群】【体】【性】【事】【件】【。】【 】【 】【 】【 】【 】【 】【“】【双】【录】【”】【具】【体】【的】【过】【程】【是】【怎】【样】【的】【 】【 】【首】【先】【,】【销】【售】【人】【员】【需】【要】【向】【消】【费】【者】【出】【示】【有】【效】【身】【份】【证】【明】【,】【然】【后】【要】【提】【供】【纸】【质】【版】【投】【保】【提】【示】【书】【、】【产】【品】【条】【款】【和】【免】【除】【保】【险】【人】【责】【任】【条】【款】【。】【 】【 】【 】【 】【 】【 】【接】【下】【来】【保】【险】【营】【销】【正】【式】【开】【始】【。】【 】【 】【 】【 】【销】【售】【人】【员】【需】【要】【明】【确】【告】【知】【消】【费】【者】【所】【售】【卖】【为】【保】【险】【产】【品】【,】【并】【主】【动】【说】【明】【保】【险】【公】【司】【名】【称】【、】【保】【障】【内】【容】【、】【一】【次】【还】【是】【多】【次】【缴】【费】【、】【交】【多】【少】【钱】【、】【缴】【费】【多】【长】【时】【间】【、】【保】【障】【多】【久】【,】【尤】【其】【是】【犹】【豫】【期】【后】【退】【保】【亏】【损】【多】【大】【等】【。】【 】【 】【 】【 】【这】【是】【避】【免】【销】【售】【人】【员】【为】【了】【提】【高】【销】【售】【业】【绩】【或】【从】【第】【三】【方】【渠】【道】【拿】【“】【提】【成】【”】【,】【以】【其】【他】【金】【融】【产】【品】【的】【名】【义】【宣】【传】【销】【售】【保】【险】【产】【品】【。】【 】【 】【 】【 】【 】【 】【专】【家】【提】【醒】【,】【消】【费】【者】【投】【保】【投】【连】【险】【、】【分】【红】【险】【、】【万】【能】【险】【等】【含】【有】【收】【益】【的】【产】【品】【,】【要】【特】【别】【留】【意】【销】【售】【人】【员】【对】【利】【益】【不】【确】【定】【性】【的】【说】【明】【,】【最】【低】【保】【证】【利】【率】【之】【上】【的】【利】【益】【承】【诺】【无】【效】【,】【消】【费】【者】【需】【要】【抄】【录】【投】【保】【单】【风】【险】【提】【示】【,】【抄】【录】【画】【面】【和】【销】【售】【人】【员】【出】【示】【产】【品】【说】【明】【书】【的】【画】【面】【均】【需】【被】【录】【制】【。】【 】【 】【 】【 】【 】【 】【看】【似】【“】【笨】【招】【”】【但】【管】【用】【,】【细】【则】【仍】【需】【完】【善】【 】【 】【这】【些】【年】【,】【保】【监】【会】【接】【连】【出】【台】【很】【多】【整】【治】【措】【施】【,】【比】【如】【叫】【停】【电】【话】【营】【销】【、】【禁】【止】【保】【险】【营】【销】【员】【驻】【银】【行】【网】【点】【销】【售】【等】【,】【但】【营】【销】【误】【导】【始】【终】【难】【以】【禁】【绝】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【目】【前】【来】【看】【,】【社】【保】【基】【金】【在】【A】【股】【市】【场】【的】【布】【局】【再】【次】【扩】【大】【:】【去】【年】【年】【底】【,】【社】【保】【基】【金】【对】【上】【述】【1】【4】【1】【只】【个】【股】【的】【总】【持】【股】【市】【值】【为】【亿】【元】【,】【较】【去】【年】【三】【季】【度】【末】【的】【亿】【元】【大】【增】【%】【;】【社】【保】【基】【金】【在】【去】【年】【四】【季】【度】【期】【间】【新】【进】【4】【1】【只】【个】【股】【、】【增】【持】【4】【2】【只】【个】【股】【、】【减】【持】【4】【3】【只】【个】【股】【,】【对】【另】【外】【1】【5】【只】【个】【股】【持】【有】【数】【量】【与】【上】【一】【个】【季】【度】【末】【持】【平】【。】【 】【 】【 】【 】【具】【体】【来】【看】【,】【社】【保】【基】【金】【在】【去】【年】【四】【季】【度】【期】【间】【斥】【资】【最】【多】【买】【入】【的】【个】【股】【是】【紫】【金】【矿】【业】【。】【 】【 】【 】【 】【《】【证】【券】【日】【报】【》】【记】【者】【注】【意】【到】【,】【紫】【金】【矿】【业】【去】【年】【三】【季】【报】【披】【露】【的】【机】【构】【投】【资】【者】【名】【单】【中】【还】【尚】【未】【有】【任】【何】【社】【保】【基】【金】【组】【合】【,】【到】【去】【年】【年】【底】【,】【社】【保】【基】【金】【1】【0】【8】【组】【合】【以】【亿】【股】【的】【持】【股】【数】【量】【一】【举】【成】【为】【其】【第】【8】【大】【流】【通】【股】【股】【东】【,】【持】【股】【市】【值】【达】【到】【亿】【元】【。】【 】【 】【 】【 】【除】【此】【之】【外】【,】【社】【保】【基】【金】【还】【耗】【资】【亿】【元】【大】【举】【买】【入】【了】【平】【安】【银】【行】【。】【<】【/】【p】【>】【社】【保】【基】【金】【现】【身】【1】【4】【1】【家】【上】【市】【公】【司】【前】【十】【大】【流】【通】【股】【股】【东】【名】【单】【 】【连】【续】【3】【年】【坚】【守】【2】【0】【只】【个】【股】【 】【#】【标】【题】【分】【割】【#】【<】【p】【>】【 】【 】【 】【 】【上】【市】【公】【司】【2】【0】【1】【9】【年】【年】【报】【陆】【续】【披】【露】【,】【备】【受】【瞩】【目】【的】【社】【保】【基】【金】【最】【新】【持】【股】【情】【况】【随】【之】【浮】【出】【水】【面】【。】【 】【 】【 】【 】【《】【证】【券】【日】【报】【》】【记】【者】【梳】【理】【发】【现】【,】【截】【至】【4】【月】【2】【日】【,】【已】【有】【7】【4】【5】【家】【上】【市】【公】【司】【披】【露】【了】【去】【年】【年】【报】【,】【其】【中】【有】【1】【4】【1】【家】【上】【市】【公】【司】【的】【前】【十】【大】【流】【通】【股】【股】【东】【名】【单】【中】【出】【现】【了】【社】【保】【基】【金】【的】【身】【影】【。】【 】【 】【 】【 】【回】【顾】【近】【年】【来】【社】【保】【基】【金】【的】【持】【股】【情】【况】【不】【难】【发】【现】【,】【社】【保】【基】【金】【长】【期】【投】【资】【的】【特】【点】【越】【发】【明】【显】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【 】【 】【一】【是】【保】【险】【公】【司】【和】【保】【险】【专】【业】【中】【介】【机】【构】【销】【售】【投】【资】【连】【结】【保】【险】【产】【品】【,】【或】【向】【6】【0】【周】【岁】【(】【含】【)】【以】【上】【的】【投】【保】【人】【销】【售】【保】【险】【期】【间】【超】【过】【一】【年】【的】【人】【身】【保】【险】【产】【品】【。】【 】【 】【 】【 】【 】【 】【投】【连】【险】【是】【高】【风】【险】【产】【品】【,】【没】【有】【最】【低】【保】【证】【收】【益】【率】【,】【是】【以】【往】【营】【销】【误】【导】【的】【重】【灾】【区】【。】【 】【 】【 】【 】【2】【0】【0】【3】【年】【那】【一】【轮】【投】【连】【险】【收】【益】【“】【大】【跌】【”】【,】【很】【多】【被】【营】【销】【员】【忽】【悠】【投】【保】【的】【保】【户】【本】【金】【损】【失】【过】【半】【,】【各】【地】【退】【保】【风】【波】【不】【断】【。】【 】【 】【 】【 】【老】【年】【人】【也】【是】【容】【易】【被】【误】【导】【的】【群】【体】【,】【他】【们】【常】【常】【被】【营】【销】【员】【无】【微】【不】【至】【、】【嘘】【寒】【问】【暖】【的】【热】【情】【所】【打】【动】【,】【或】【被】【“】【高】【收】【益】【”】【承】【诺】【所】【吸】【引】【,】【拿】【出】【“】【老】【本】【”】【来】【投】【保】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【《】【办】【法】【》】【自】【今】【年】【1】【1】【月】【起】【正】【式】【实】【施】【。】【 】【 】【 】【 】【 】【 】【“】【特】【殊】【”】【险】【种】【,】【必】【须】【“】【双】【录】【”】【 】【 】【根】【据】【《】【办】【法】【》】【,】【有】【两】【种】【情】【形】【必】【须】【“】【双】【录】【”】【。】【<】【/】【p】【>】

【<】【p】【>】【 】【 】【 】【 】【对】【长】【期】【投】【资】【的】【持】【续】【坚】【守】【,】【也】【让】【规】【模】【庞】【大】【的】【社】【保】【基】【金】【在】【近】【年】【来】【稳】【定】【获】【利】【。】【 】【 】【 】【 】【全】【国】【社】【会】【保】【障】【基】【金】【理】【事】【会】【副】【理】【事】【长】【陈】【文】【辉】【此】【前】【表】【示】【,】【初】【步】【核】【算】【,】【2】【0】【1】【9】【年】【全】【年】【全】【国】【社】【保】【基】【金】【投】【资】【收】【益】【额】【超】【过】【3】【0】【0】【0】【亿】【元】【,】【投】【资】【收】【益】【率】【约】【%】【;】【截】【至】【2】【0】【1】【9】【年】【末】【,】【全】【国】【社】【保】【基】【金】【资】【产】【总】【额】【万】【亿】【元】【,】【累】【计】【投】【资】【收】【益】【额】【万】【亿】【元】【,】【年】【均】【收】【益】【率】【达】【到】【%】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【 】【 】【保】【监】【会】【日】【前】【发】【布】【了】【《】【保】【险】【销】【售】【行】【为】【可】【回】【溯】【管】【理】【暂】【行】【办】【法】【》】【,】【对】【保】【险】【销】【售】【过】【程】【的】【关】【键】【环】【节】【进】【行】【录】【像】【、】【录】【音】【。】【 】【 】【 】【 】【这】【些】【影】【音】【资】【料】【,】【将】【依】【据】【保】【险】【产】【品】【年】【限】【不】【同】【,】【被】【保】【存】【5】【—】【1】【0】【年】【。】【 】【 】【 】【 】【而】【且】【一】【旦】【发】【生】【纠】【纷】【,】【在】【纠】【纷】【解】【决】【后】【还】【要】【继】【续】【保】【存】【2】【年】【。】【<】【/】【p】【>】【社】【保】【基】【金】【现】【身】【1】【4】【1】【家】【上】【市】【公】【司】【前】【十】【大】【流】【通】【股】【股】【东】【名】【单】【 】【连】【续】【3】【年】【坚】【守】【2】【0】【只】【个】【股】【 】【#】【标】【题】【分】【割】【#】【<】【p】【>】【 】【 】【 】【 】【上】【市】【公】【司】【2】【0】【1】【9】【年】【年】【报】【陆】【续】【披】【露】【,】【备】【受】【瞩】【目】【的】【社】【保】【基】【金】【最】【新】【持】【股】【情】【况】【随】【之】【浮】【出】【水】【面】【。】【 】【 】【 】【 】【《】【证】【券】【日】【报】【》】【记】【者】【梳】【理】【发】【现】【,】【截】【至】【4】【月】【2】【日】【,】【已】【有】【7】【4】【5】【家】【上】【市】【公】【司】【披】【露】【了】【去】【年】【年】【报】【,】【其】【中】【有】【1】【4】【1】【家】【上】【市】【公】【司】【的】【前】【十】【大】【流】【通】【股】【股】【东】【名】【单】【中】【出】【现】【了】【社】【保】【基】【金】【的】【身】【影】【。】【 】【 】【 】【 】【回】【顾】【近】【年】【来】【社】【保】【基】【金】【的】【持】【股】【情】【况】【不】【难】【发】【现】【,】【社】【保】【基】【金】【长】【期】【投】【资】【的】【特】【点】【越】【发】【明】【显】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【 】【 】【另】【一】【种】【“】【双】【录】【”】【情】【形】【则】【是】【,】【保】【险】【兼】【业】【代】【理】【机】【构】【(】【主】【要】【为】【银】【行】【)】【,】【销】【售】【保】【险】【期】【间】【超】【过】【一】【年】【的】【人】【身】【保】【险】【产】【品】【,】【包】【括】【利】【用】【营】【业】【场】【所】【内】【自】【助】【终】【端】【等】【设】【备】【进】【行】【销】【售】【的】【,】【需】【要】【进】【行】【双】【录】【。】【 】【 】【 】【 】【银】【邮】【渠】【道】【一】【般】【是】【销】【售】【误】【导】【的】【高】【发】【渠】【道】【,】【存】【单】【变】【保】【单】【事】【件】【屡】【有】【发】【生】【,】【甚】【至】【在】【一】【些】【地】【区】【还】【曾】【引】【发】【群】【体】【性】【事】【件】【。】【 】【 】【 】【 】【 】【 】【“】【双】【录】【”】【具】【体】【的】【过】【程】【是】【怎】【样】【的】【 】【 】【首】【先】【,】【销】【售】【人】【员】【需】【要】【向】【消】【费】【者】【出】【示】【有】【效】【身】【份】【证】【明】【,】【然】【后】【要】【提】【供】【纸】【质】【版】【投】【保】【提】【示】【书】【、】【产】【品】【条】【款】【和】【免】【除】【保】【险】【人】【责】【任】【条】【款】【。】【 】【 】【 】【 】【 】【 】【接】【下】【来】【保】【险】【营】【销】【正】【式】【开】【始】【。】【 】【 】【 】【 】【销】【售】【人】【员】【需】【要】【明】【确】【告】【知】【消】【费】【者】【所】【售】【卖】【为】【保】【险】【产】【品】【,】【并】【主】【动】【说】【明】【保】【险】【公】【司】【名】【称】【、】【保】【障】【内】【容】【、】【一】【次】【还】【是】【多】【次】【缴】【费】【、】【交】【多】【少】【钱】【、】【缴】【费】【多】【长】【时】【间】【、】【保】【障】【多】【久】【,】【尤】【其】【是】【犹】【豫】【期】【后】【退】【保】【亏】【损】【多】【大】【等】【。】【 】【 】【 】【 】【这】【是】【避】【免】【销】【售】【人】【员】【为】【了】【提】【高】【销】【售】【业】【绩】【或】【从】【第】【三】【方】【渠】【道】【拿】【“】【提】【成】【”】【,】【以】【其】【他】【金】【融】【产】【品】【的】【名】【义】【宣】【传】【销】【售】【保】【险】【产】【品】【。】【 】【 】【 】【 】【 】【 】【专】【家】【提】【醒】【,】【消】【费】【者】【投】【保】【投】【连】【险】【、】【分】【红】【险】【、】【万】【能】【险】【等】【含】【有】【收】【益】【的】【产】【品】【,】【要】【特】【别】【留】【意】【销】【售】【人】【员】【对】【利】【益】【不】【确】【定】【性】【的】【说】【明】【,】【最】【低】【保】【证】【利】【率】【之】【上】【的】【利】【益】【承】【诺】【无】【效】【,】【消】【费】【者】【需】【要】【抄】【录】【投】【保】【单】【风】【险】【提】【示】【,】【抄】【录】【画】【面】【和】【销】【售】【人】【员】【出】【示】【产】【品】【说】【明】【书】【的】【画】【面】【均】【需】【被】【录】【制】【。】【 】【 】【 】【 】【 】【 】【看】【似】【“】【笨】【招】【”】【但】【管】【用】【,】【细】【则】【仍】【需】【完】【善】【 】【 】【这】【些】【年】【,】【保】【监】【会】【接】【连】【出】【台】【很】【多】【整】【治】【措】【施】【,】【比】【如】【叫】【停】【电】【话】【营】【销】【、】【禁】【止】【保】【险】【营】【销】【员】【驻】【银】【行】【网】【点】【销】【售】【等】【,】【但】【营】【销】【误】【导】【始】【终】【难】【以】【禁】【绝】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【 】【 】【另】【一】【种】【“】【双】【录】【”】【情】【形】【则】【是】【,】【保】【险】【兼】【业】【代】【理】【机】【构】【(】【主】【要】【为】【银】【行】【)】【,】【销】【售】【保】【险】【期】【间】【超】【过】【一】【年】【的】【人】【身】【保】【险】【产】【品】【,】【包】【括】【利】【用】【营】【业】【场】【所】【内】【自】【助】【终】【端】【等】【设】【备】【进】【行】【销】【售】【的】【,】【需】【要】【进】【行】【双】【录】【。】【 】【 】【 】【 】【银】【邮】【渠】【道】【一】【般】【是】【销】【售】【误】【导】【的】【高】【发】【渠】【道】【,】【存】【单】【变】【保】【单】【事】【件】【屡】【有】【发】【生】【,】【甚】【至】【在】【一】【些】【地】【区】【还】【曾】【引】【发】【群】【体】【性】【事】【件】【。】【 】【 】【 】【 】【 】【 】【“】【双】【录】【”】【具】【体】【的】【过】【程】【是】【怎】【样】【的】【 】【 】【首】【先】【,】【销】【售】【人】【员】【需】【要】【向】【消】【费】【者】【出】【示】【有】【效】【身】【份】【证】【明】【,】【然】【后】【要】【提】【供】【纸】【质】【版】【投】【保】【提】【示】【书】【、】【产】【品】【条】【款】【和】【免】【除】【保】【险】【人】【责】【任】【条】【款】【。】【 】【 】【 】【 】【 】【 】【接】【下】【来】【保】【险】【营】【销】【正】【式】【开】【始】【。】【 】【 】【 】【 】【销】【售】【人】【员】【需】【要】【明】【确】【告】【知】【消】【费】【者】【所】【售】【卖】【为】【保】【险】【产】【品】【,】【并】【主】【动】【说】【明】【保】【险】【公】【司】【名】【称】【、】【保】【障】【内】【容】【、】【一】【次】【还】【是】【多】【次】【缴】【费】【、】【交】【多】【少】【钱】【、】【缴】【费】【多】【长】【时】【间】【、】【保】【障】【多】【久】【,】【尤】【其】【是】【犹】【豫】【期】【后】【退】【保】【亏】【损】【多】【大】【等】【。】【 】【 】【 】【 】【这】【是】【避】【免】【销】【售】【人】【员】【为】【了】【提】【高】【销】【售】【业】【绩】【或】【从】【第】【三】【方】【渠】【道】【拿】【“】【提】【成】【”】【,】【以】【其】【他】【金】【融】【产】【品】【的】【名】【义】【宣】【传】【销】【售】【保】【险】【产】【品】【。】【 】【 】【 】【 】【 】【 】【专】【家】【提】【醒】【,】【消】【费】【者】【投】【保】【投】【连】【险】【、】【分】【红】【险】【、】【万】【能】【险】【等】【含】【有】【收】【益】【的】【产】【品】【,】【要】【特】【别】【留】【意】【销】【售】【人】【员】【对】【利】【益】【不】【确】【定】【性】【的】【说】【明】【,】【最】【低】【保】【证】【利】【率】【之】【上】【的】【利】【益】【承】【诺】【无】【效】【,】【消】【费】【者】【需】【要】【抄】【录】【投】【保】【单】【风】【险】【提】【示】【,】【抄】【录】【画】【面】【和】【销】【售】【人】【员】【出】【示】【产】【品】【说】【明】【书】【的】【画】【面】【均】【需】【被】【录】【制】【。】【 】【 】【 】【 】【 】【 】【看】【似】【“】【笨】【招】【”】【但】【管】【用】【,】【细】【则】【仍】【需】【完】【善】【 】【 】【这】【些】【年】【,】【保】【监】【会】【接】【连】【出】【台】【很】【多】【整】【治】【措】【施】【,】【比】【如】【叫】【停】【电】【话】【营】【销】【、】【禁】【止】【保】【险】【营】【销】【员】【驻】【银】【行】【网】【点】【销】【售】【等】【,】【但】【营】【销】【误】【导】【始】【终】【难】【以】【禁】【绝】【。】【<】【/】【p】【>】

【<】【p】【>】【 】【 】【 】【 】【《】【证】【券】【日】【报】【》】【记】【者】【注】【意】【到】【,】【截】【至】【4】【月】【2】【日】【,】【沪】【深】【两】【市】【3】【8】【0】【9】【家】【上】【市】【公】【司】【中】【已】【有】【7】【4】【5】【家】【披】【露】【了】【2】【0】【1】【9】【年】【年】【报】【,】【占】【比】【近】【2】【0】【%】【,】【其】【中】【,】【社】【保】【基】【金】【共】【出】【现】【在】【1】【4】【1】【家】【上】【市】【公】【司】【的】【前】【十】【大】【流】【通】【股】【股】【东】【名】【单】【中】【。】【<】【/】【p】【>】【社】【保】【基】【金】【现】【身】【1】【4】【1】【家】【上】【市】【公】【司】【前】【十】【大】【流】【通】【股】【股】【东】【名】【单】【 】【连】【续】【3】【年】【坚】【守】【2】【0】【只】【个】【股】【 】【#】【标】【题】【分】【割】【#】【<】【p】【>】【 】【 】【 】【 】【上】【市】【公】【司】【2】【0】【1】【9】【年】【年】【报】【陆】【续】【披】【露】【,】【备】【受】【瞩】【目】【的】【社】【保】【基】【金】【最】【新】【持】【股】【情】【况】【随】【之】【浮】【出】【水】【面】【。】【 】【 】【 】【 】【《】【证】【券】【日】【报】【》】【记】【者】【梳】【理】【发】【现】【,】【截】【至】【4】【月】【2】【日】【,】【已】【有】【7】【4】【5】【家】【上】【市】【公】【司】【披】【露】【了】【去】【年】【年】【报】【,】【其】【中】【有】【1】【4】【1】【家】【上】【市】【公】【司】【的】【前】【十】【大】【流】【通】【股】【股】【东】【名】【单】【中】【出】【现】【了】【社】【保】【基】【金】【的】【身】【影】【。】【 】【 】【 】【 】【回】【顾】【近】【年】【来】【社】【保】【基】【金】【的】【持】【股】【情】【况】【不】【难】【发】【现】【,】【社】【保】【基】【金】【长】【期】【投】【资】【的】【特】【点】【越】【发】【明】【显】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【社】【保】【基】【金】【持】【有】【的】【1】【4】【1】【只】【个】【股】【中】【,】【对】【其】【中】【6】【2】【只】【个】【股】【已】【经】【连】【续】【持】【有】【1】【年】【以】【上】【,】【对】【其】【中】【3】【2】【只】【个】【股】【已】【连】【续】【持】【有】【2】【年】【以】【上】【,】【对】【2】【0】【只】【个】【股】【的】【持】【有】【周】【期】【已】【在】【3】【年】【以】【上】【。】【 】【 】【 】【 】【分】【行】【业】【来】【看】【,】【社】【保】【基】【金】【对】【医】【药】【生】【物】【行】【业】【、】【传】【媒】【行】【业】【和】【食】【品】【饮】【料】【行】【业】【的】【优】【质】【个】【股】【最】【为】【青】【睐】【。】【<】【/】【p】【>】

【<】【p】【>】【 】【 】【 】【 】【《】【办】【法】【》】【自】【今】【年】【1】【1】【月】【起】【正】【式】【实】【施】【。】【 】【 】【 】【 】【 】【 】【“】【特】【殊】【”】【险】【种】【,】【必】【须】【“】【双】【录】【”】【 】【 】【根】【据】【《】【办】【法】【》】【,】【有】【两】【种】【情】【形】【必】【须】【“】【双】【录】【”】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【社】【保】【基】【金】【在】【去】【年】【年】【底】【的】【持】【股】【框】【架】【已】【逐】【渐】【清】【晰】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【 】【 】【一】【是】【保】【险】【公】【司】【和】【保】【险】【专】【业】【中】【介】【机】【构】【销】【售】【投】【资】【连】【结】【保】【险】【产】【品】【,】【或】【向】【6】【0】【周】【岁】【(】【含】【)】【以】【上】【的】【投】【保】【人】【销】【售】【保】【险】【期】【间】【超】【过】【一】【年】【的】【人】【身】【保】【险】【产】【品】【。】【 】【 】【 】【 】【 】【 】【投】【连】【险】【是】【高】【风】【险】【产】【品】【,】【没】【有】【最】【低】【保】【证】【收】【益】【率】【,】【是】【以】【往】【营】【销】【误】【导】【的】【重】【灾】【区】【。】【 】【 】【 】【 】【2】【0】【0】【3】【年】【那】【一】【轮】【投】【连】【险】【收】【益】【“】【大】【跌】【”】【,】【很】【多】【被】【营】【销】【员】【忽】【悠】【投】【保】【的】【保】【户】【本】【金】【损】【失】【过】【半】【,】【各】【地】【退】【保】【风】【波】【不】【断】【。】【 】【 】【 】【 】【老】【年】【人】【也】【是】【容】【易】【被】【误】【导】【的】【群】【体】【,】【他】【们】【常】【常】【被】【营】【销】【员】【无】【微】【不】【至】【、】【嘘】【寒】【问】【暖】【的】【热】【情】【所】【打】【动】【,】【或】【被】【“】【高】【收】【益】【”】【承】【诺】【所】【吸】【引】【,】【拿】【出】【“】【老】【本】【”】【来】【投】【保】【。】【<】【/】【p】【>】【<】【p】【>】【 】【 】【 】【 】【 】【 】【保】【监】【会】【日】【前】【发】【布】【了】【《】【保】【险】【销】【售】【行】【为】【可】【回】【溯】【管】【理】【暂】【行】【办】【法】【》】【,】【对】【保】【险】【销】【售】【过】【程】【的】【关】【键】【环】【节】【进】【行】【录】【像】【、】【录】【音】【。】【 】【 】【 】【 】【这】【些】【影】【音】【资】【料】【,】【将】【依】【据】【保】【险】【产】【品】【年】【限】【不】【同】【,】【被】【保】【存】【5】【—】【1】【0】【年】【。】【 】【 】【 】【 】【而】【且】【一】【旦】【发】【生】【纠】【纷】【,】【在】【纠】【纷】【解】【决】【后】【还】【要】【继】【续】【保】【存】【2】【年】【。】【<】【/】【p】【>】

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